Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

%
 
   
   
www.StarrBarnum.com

One Main Street, Suite 214

 •

Burlington

, VT		 • 05401
Phone: 802.324.3831
• barnumv_starr@nlvmail.com

Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, Broker/Dealer and Registered Investment Adviser, 354 Mountain View Dr, Suite 200, Colchester, Vermont 05446 (802) 864-6819.  All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.  The Vermont Agency is independent of Equity Services, Inc.

Starr Barnum is a Registered Representative and Investment Advisor Representative of Equity Services, Inc. and offers securities in Vermont. Starr is licensed to sell life and health insurance in Vermont, Connecticut, Massachusetts, Maryland, Virginia, and New York.

Registered Representatives of Equity Services, Inc. do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor. 

 


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